Data as on 04th feb 2025

Bank Of India LIQUID FUND

  • Fund Type : An Open Ended Liquid Scheme. A Relatively Low Interest Rate Risk and Moderate Credit Risk.
    Entry Load : Nil
    Date of Allotment : July 16, 2008
    Features : Liquity SIP SWP STP
  • Benchmark :
    Tier 1: CRISIL Liquid Debt A-I Index
    Exit Load :
    Investor exit upon Subscription Exit Load(as a % of redemption proceeds)
    1 day 0.0070%
    2 days 0.0065%
    3 days 0.0060%
    4 days 0.0055%
    5 days 0.0050%
    6 days 0.0045%
    7 days or more Nil

Investment Objective

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns.There is no assurance that the investment objective of the scheme will be achieved.

Fund Manager

  • Mr. Mithraem Bharucha

    BMS and MBA

    Mithraem Bharucha
    See detail

Fund Highlights

  • Open-ended liquid scheme suitable for short-term deployment of funds.
  • Bank of India Liquid Fund operates on the principles of safety, liquidity and returns where capital preservation is of utmost importance.
  • It is an ideal investment avenue for very short-term parking of excess liquidity.
  • Maintains a very low portfolio duration to meet any liquidity requirements, while endeavoring to preserve capital.
  • Click here for KIM
  • Click here for SID

Riskometer

Scheme Riskometer:

The above Riskometer is based on the portfolio as on October, 2024.

This product is suitable for investors who are seeking*:

Income over short term.

Investment in Debt and Money Market Instruments.

Benchmark Riskometer: CRISIL Liquid Debt B-I Index:

The above Riskometer is based on the portfolio as on October 31, 2021.

Income over short term.

Investment in Debt and Money Market Instruments.

*Investor should consult their financial advisor if they are not clear about the suitability of the product.

Potential Risk Class Matrix
Credit Risk Relatively Low (Class A) Moderate (Class B) Relatively High (Class C)
Interest rate Risk
Relatively Low (Class I) B-I
Moderate (Class II)
Relatively High (Class III)

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
Government of India 22.6%
Union Bank of India 9.1%
Canara Bank 8.2%
HDFC Bank Limited 7.3%
ICICI Home Finance Company Limited 5.5%
Motilal Oswal Financial Services Limited 5.5%
HDFC Securities Limited 5.5%
Export Import Bank of India 3.7%
Godrej Agrovet Limited 3.7%

Credit Profile

84.7
A1+
22.6
SOV
-7.3
Others*

Asset Allocation

79.9%
Money Market Instruments
17.2%
Government Bond And Treasury Bill
2.7%
Cash & Other Receivables
0.2%
Corporate Debt Market Development Fund
  • Scheme
  • Benchmark

Fund Performance

Total Expense Ratio

Performance(Regular Plan – Growth)

Current Value of Standard Investment of Rs 10000 in the
Period NAV Per Unit (Rs.) Scheme Benchmark Additional Benchmark Returns Schemes Benchmarkrs Additional Benchmark
7 days 3046.8795 5.19 % 5.30 % 4.83 % 10,010 10,010 10,010
15 days 3042.8508 5.30 % 5.41 % 5.83 % 10,021 10,022 10,021
30 days 3036.1237 5.82 % 5.68 % 3.83 % 10,048 10,047 10,034
1 yrs 2854.4874 6.99 % 6.83 % 6.83 % 10,010 10,010 10,010
3 yrs 2485.0348 7.05 % 6.98 % 7.83 % 12,269 12,248 12,273
5 yrs 2313.1736 5.64 % 5.68 % 5.83 % 13,132 13,158 13,124
10 yrs 1674.0386 9.05 % 15.01 % 8.83 % 18,283 18,232 18,445
Since inception 1000.0000 9.05 % 15.01 % 7.83 % 30,218 30,775 28,895

IDCW History

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