Data as on 04th feb 2025

Bank Of India Mid & Small Cap Equity & Debt Fund

  • Fund Type : An Open Ended Hybrid Scheme investing predominantly in equity and equity related instruments
    Entry Load : Nil
    Date of Allotment : July 20, 2016
    Features : Liquity SIP SWP STP
  • Benchmark :
    NIFTY MidSmallcap 400 Total Return Index (TRI): 70%; CRISIL Short Term Bond Index: 30%
    Exit Load :
    • For redemption/switch out of initial units allotted within 3 months from the date of allotment :1% Exit Load
    • Any redemption/switch out from the date of allotment of units after 3 months: NIL

Investment Objective

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities. However there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

Fund Manager

  • Alok Singh

    CFA and PGDBA from ICFAI Business School.

    Alok Singh  
    See detail

Fund Highlights

  • An open-ended equity fund which invests between 65 to 80% in mid & small cap equities and the remaining in fixed income securities.
  • Ideal for those who have an investment horizon of 3+ years.
  • By investing in a mix of mid cap equities and debt, the debt instruments offer a cushion and helps reduce the volatility of the portfolio.
  • Endeavors to provide higher return than traditional balanced funds and with lower volatility as compared to pure mid & small cap equity funds
  • Click here for KIM
  • Click here for SID 

Riskometer

Scheme Riskometer:

 

    The above Riskometer is based on the portfolio as on September 30, 2025.

    This product is suitable for investors who are seeking*:

  1. Long term capital appreciation and income distribution
  2. Equity fund investing in Mid & Small Cap equity and equity related securities (not part of the top 100 stocks by market capitalization) as well as fixed income securities
  3. Benchmark Riskometer: NIFTY MidSmallcap 400 Total Return Index (TRI) : 70%; CRISIL Short Term Bond Fund Index: 30%

 

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on September 30, 2025.

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
Jindal Stainless Limited 3.3%
Indian Bank 3.2%
UNO Minda Limited 2.9%
National Bank For Agriculture and Rural Development 2.9%
Housing & Urban Development Corporation Limited 2.8%
Hindustan Copper Limited 2.7%
Government of India 2.7%
Small Industries Dev Bank of India 2.6%
Indian Railway Finance Corporation Limited 2.5%
Eris Lifesciences Limited 2.4%

Sector Allocation

  • Portfolio weight (%)
  • Benchmark weight (%)
Underweight / overweight
against benchmark

Data Not Available

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Credit Profile

75.3
Equity
11.3
AAA
7.3
A1+
3
SOV
2.4
TREPS
0.3
Others*
0.3
AA

Asset Allocation

69.6%
Equity Holdings
13.1%
Money Market Instruments
7.5%
Government Bond And Treasury Bill
4.3%
Cash & Other Receivables
3.2%
Corporate Debt
2.4%
Reduced Face Value Bonds - Non Amortisation
  • Scheme
  • Benchmark

Fund Performance

Total Expense Ratio

Performance(Regular Plan – Growth)

Current Value of Standard Investment of Rs 10000 in the
Period NAV Per Unit (Rs.) Scheme Benchmark Additional Benchmark Returns Schemes Benchmarkrs Additional Benchmark
1 yrs NA -6.75 % -1.77 % 0.54 % 9,777 10,107 10,054
3 yrs NA 18.38 % 17.40 % 14.29 % 17,651 17,260 14,946
5 yrs NA 23.26 % 21.44 % 18.88 % 31,453 28,760 23,751
Since inception NA 9.34 % 8.87 % 13.85 % 38,090 35,966 32,289

^ Past performance may or may not be sustained in the future
# CRISIL Credit Risk Debt B-II Index
# # CRISIL 10 Year Gilt Index

^ Past performance may or may not be sustained in the future.
Above returns are in Compounded Annual Growth Rate (CAGR).
@ In case, the start date or the end date of the concerned period is a non-business day, the NAV of the previous business day is considered for computation of returns.

2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.

IDCW History(Regular Plan- Regular IDCW)

Record Date IDCW (`/Unit)
26-March-2018 0.75
29-July-2021 0.80
CLICK HERE TO VIEW THE IDCW HISTORY
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