Bank Of India Bank of India Multi Asset

  • Fund Type : An open ended scheme investing in Equity, Debt and Gold ETF
    Entry Load : Nil
    Date of Allotment : Feb 28, 2024
    Features : Liquity SIP SWP STP
  • Benchmark :
    37.50% of Nifty 500 TRI + 50% of Nifty Composite Debt Index + 12.50% of Domestic Prices of Gold
    Exit Load :
    • For redemption/switch out upto 10% of the initial units allotted -within 1 year from the date of allotment: “NIL”
    • Any redemption/switch out - in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/switched out within 1 year from the date of allotment of units.
    • If the units are redeemed/switched out after 1 year from the date of allotment of units : “Nil”

Investment Objective

The investment objective of the scheme is to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/ indicate any returns.

Fund Manager

  • Alok Singh

    CFA and PGDBA from ICFAI Business School.

    Alok Singh  
    See detail
  • Mr. Nilesh Jethani
    Mithraem Bharucha  
    See detail

Fund Highlights

  • Bank of India Multi Asset Allocation Fund shall facilitate a diversified asset class as it will invest in Equity, Debt and Gold
  • The Scheme would adopt Blend of top down and bottom up approach
  • The assets of the Scheme would be invested across stocks that represent a broad range of sectors of the economy, in order to ensure adequate portfolio diversification.
  • Click here for KIM
  • Click here for SID

Riskometer

Scheme Riskometer:

 

The above Riskometer is based on the portfolio as on September 30, 2025.

This product is suitable for investors who are seeking*:

  • Wealth creation over medium to long term.
  • Investment in equity and equity related securities, debt and money market instruments and Gold ETF.

Benchmark Riskometer :
37.50% of Nifty 500 TRI + 50% of Nifty Composite Debt Index + 12.50% of Domestic Prices of Gold

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on September 30, 2025.

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
ICICI Prudential Mutual Fund 9.9%
Indian Railway Finance Corporation Limited 7.4%
LIC Housing Finance Limited 7.4%
Government of India 6.6%
Muthoot Finance Limited 5.8%
Bajaj Finance Limited 5.3%
Tata Capital Housing Finance Limited 4.7%
Small Industries Dev Bank of India 3.0%
DSP Mutual Fund 3.0%
Nippon India Mutual Fund 2.9%

Sector Allocation

  • Portfolio weight (%)
  • Benchmark weight (%)
Underweight / overweight
against benchmark

Data Not Available

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  • Scheme
  • Benchmark

Fund Performance

Total Expense Ratio

Performance(Regular Plan – Growth)

Current Value of Standard Investment of Rs 10000 in the
Period NAV Per Unit (Rs.) Scheme Benchmark Additional Benchmark Returns Schemes Benchmarkrs Additional Benchmark
1 yrs NA 2.30 % 6.61 % NA NA NA NA

^ Past performance may or may not be sustained in the future
# CRISIL Credit Risk Debt B-II Index
# # CRISIL 10 Year Gilt Index

^ Past performance may or may not be sustained in the future.
Above returns are in Compounded Annual Growth Rate (CAGR).
@ In case, the start date or the end date of the concerned period is a non-business day, the NAV of the previous business day is considered for computation of returns.

2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.

IDCW History(Regular Plan- Regular IDCW)

Record Date IDCW (`/Unit)
7-December-2020 0.44601387
30-June-2021 1.00000000
CLICK HERE TO VIEW THE IDCW HISTORY
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